Public Service Management Insurance Plan

The Public Service Management Insurance Plan (PSMIP) is an optional benefit offered exclusively to Executives of the Public Service and employees excluded from collective bargaining. This plan provides members with Group Life Insurance, Accidental Death and Dismemberment Insurance (AD&D), Dependants' Insurance and Long-Term Disability Insurance (LTD). The PSMIP also provides the Post-Retirement Life Insurance Plan (PRLIP) for Executives, Members of Parliament and the Governor General. For detailed information on eligibility and coverage, please refer to PSMIP – Life Insurance summary.

  • How to Apply for Coverage

    Coverage under the plan is not automatic; you must complete the applicable form to apply and designate a beneficiary.

    Coverage takes effect on your eligibility date as long as the Pay Centre receives your application within 60 days of becoming eligible. If your application is received more than 60 days after becoming eligible (considered a late application), a Statement of Health (SOH) is required and acceptance required by the insurer for coverage to take effect on the 1st day of the month following receipt of your application by the Pay Centre. SOH forms are not available online, the Pay Centre will mail one to you upon receipt of a late application.

    You need to submit your completed application to the Pay Centre via a Pay Action Request (PAR) form for processing.

    • Top right corner: Enter the total number of pages including the PAR form and the date;
    • Section 1: Enter Employee Information;
    • Section 2: Work Type—select "Benefits";
    • Section 3: Sub Type — select "PSMIP", the effective is the date of your request ;
    • Section 4: Enter your information
    • Comments: I am applying for the PSMIP, attached is my application form
    • Section 5: No trusted source required for this type of request.

    Important: If any of the above information is not completed and the required documents are not included, the PAR will be rejected causing delays in the processing of your request.

    There are three methods to submit the completed PAR and the required documents to the Pay Centre:

  • Coverage While on Extended Leave Without Pay

    If you are going on a period of leave without pay (LWOP) of 6 days or more, you must remit your monthly premiums via cheque or money order directly to the insurer (Industrial Alliance) if you wish to maintain your coverage under the plan. Failure to do so will result in the cessation of your coverage. The premium due is the same rate as if you were in receipt of salary (you can find the deduction amounts on your pay stub). If you are unsure of your contribution, you will need to contact the Pay Centre for this information. Please quote the policy number (G68-1400) as well as your IAN (Individual Agency Number) found in your Phoenix Benefit Summary.

    Industrial Alliance and Financial Services Inc.
    Group Accounting Department
    680 Sherbrooke Street West
    PO Box 790, Station B
    Montreal, Québec
    H3B 3K6
    Attention: PSMIP

  • How to Modify your Coverage or Beneficiary

    In the event a change to your beneficiary is required, you will need to complete and submit form 2028-1 (Change of Name or Beneficiary) and sent it directly to the PSMIP office at TPSGC.RACGFP-PSMIP.PWGSC@tpsgc-pwgsc.gc.ca.

    To amend your coverage, you will need to submit the appropriate application form (2028 Regular, 2028-7 Executive or 2028-5 Part-time) via a Pay Action Request (PAR) to the Pay Centre for processing.  An adjustment will be made to your monthly remittance (if applicable).

    • In the top right corner, enter the total number of pages including the PAR and date of request.
    • Section 1 – Employee Information.
    • Section 2 – Work Type: select "Benefits"
    • Section 3 – Sub Type: select "PSMIP"; the effective date is the date of your request.
    • Section 4 – Requestor: Enter your information
    • Comments: Enter the details of the change
    • Section 5 – Trusted Source: NO Trusted Source is required for this type of request.

    Note: If any information is missing on the PAR or if required documents are missing from your transmittal, the PAR will be rejected causing delays in processing your file.

    There are three methods to submit the completed PAR and the required documents to the Pay Centre:

  • Useful Links